Home Loans Local

TERMS OF SERVICE
Be sure to read the Terms of Service below, as they cover the terms and conditions that apply to your use of this website (the "Service," "Website," or "Site"). HomeLoansLocal.com may change the Terms of Service from time to time. By continuing to use the Service following such modifications, you agree to be bound by such modifications to the Terms of Service.

General Terms and Conditions:

You acknowledge and agree that you must: (a) provide for your own access to the World Wide Web and pay any service fees associated with such access, and (b) provide all equipment necessary for you to make such connection to the World Wide Web, including a computer and modem.


By using the HomeLoansLocal.com web site, including any applets, software, and content contained therein, you agree that use of the Service is entirely at your own risk. THE SERVICE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, HomeLoansLocal.com DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES AND (2) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR
DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. NEITHER HomeLoansLocal.com NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF HomeLoansLocal.com, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY SUCH STATE LAW.

HomeLoansLocal.com is the owner and/or authorized user of any trademark, registered trademark and/or service mark appearing at this Web Site, and is the copyright owner or licensee of the content and/or information on this Web Site including but not limited to any screens appearing at the Site. You may not download and/or save a copy of any of the screens except as otherwise provided in these Terms of Service, for any purpose. However, you may print a copy of the information on this Site for your personal use or records. If you make other use of this Site, except as otherwise provided above, you may violate copyright and other laws of the United States, other countries, as well as applicable state laws and may be subject to penalties. does not grant any license or other authorization to any user of its trademarks, registered trademarks, service marks, or other copyrightable material or other intellectual property, by placing them on this Web Site.

HomeLoansLocal.com reserves the right to change any information on this Web Site including but not limited to revising and/or deleting features or other information without prior notice. Clicking on certain links within this Web Site might take you to other web sites for which HomeLoansLocal.com assumes no responsibility of any kind for the content, availability or otherwise. (See "Links from and to this Website" below.) The content presented at this Site may vary depending upon your browser limitations.

HomeLoansLocal.com has no obligation to monitor the Service. However, you acknowledge and agree that HomeLoansLocal.com has the right to monitor the Service electronically from time to time and to disclose any information as necessary or appropriate to satisfy any law, regulation or other governmental request, to operate the Service properly, or to protect itself or its users. HomeLoansLocal.com will not intentionally monitor or disclose any private electronic-mail message unless required by law. HomeLoansLocal.com reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, inappropriate or in violation of these Terms of Service.

Links from and to this Web Site:

You acknowledge and agree that HomeLoansLocal.com and any of its website co-branding providers have no responsibility for the accuracy or availability of information provided by linked sites. Links to external web sites do not constitute an endorsement by HomeLoansLocal.com or its website co-branding providers of the sponsors of such sites or the content, products, advertising or other materials presented on such sites.

Other Information:

HomeLoansLocal.com is taking reasonable measures, to ensure that your personal information is disclosed and/or sold only to mortgage brokers and/or lenders.

Loan or Lender Areas of the Web Site:

HomeLoansLocal.com and all participating lenders and brokers do not guarantee a response to your application for a free mortgage analysis. HomeLoansLocal.com reserves the right to change any information at this Site including but not limited to revising and/or deleting loan products or loan related information as offered by participating lenders without prior notice. The user is further advised that unless otherwise stated to the user, nothing contained in this web site is an offer, promise or otherwise, either to make a specific loan or that any participating lender or broker will make any loan for any purpose or on any specific terms. All loan related decisions are made by the lender or broker in the course of its normal business and any applicable loan offerings are made to qualified applicants in separate loan documents which are required by applicable state and federal laws of the United States of America. Loans may only be made to residents or states where participating lenders or brokers are licensed or authorized to make such loans. By offering their loans on this Web Site, lenders are not attempting to make loans outside their authorized states or country. HomeLoansLocal.com and its participating lenders reserves the right to discontinue the offering of loan products in any specific state through this Web Site. You acknowledge and agree that HomeLoansLocal.com and its participating lenders shall not be liable or responsible should confidential information belonging to the user be intercepted and subsequently used by an unintended recipient.

Miscellaneous

The Terms of Service and the relationship between you and HomeLoansLocal.com shall be governed by the laws of the State of North Carolina without regard to its conflict of law provisions. You and HomeLoansLocal.com agree to submit to the personal and exclusive jurisdiction of the courts located within the state of North Carolina.

The failure of HomeLoansLocal.com. to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. If any provision of the Terms of Service is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms of Service remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms of Service must be filed within one (1) year after such claim or cause of action arose or be forever barred.

We reserve the right to refuse service to anyone for any reason.