Home Loans Local
TERMS OF SERVICE
Be sure to read the Terms of Service below, as they cover the terms and
conditions that apply to your use of this website (the "Service," "Website,"
or "Site"). HomeLoansLocal.com may change the Terms of Service from time to
time. By continuing to use the Service following such modifications, you
agree to be bound by such modifications to the Terms of Service.
General Terms and Conditions:
You acknowledge and agree that you must: (a) provide for your own access to
the World Wide Web and pay any service fees associated with such access, and
(b) provide all equipment necessary for you to make such connection to the
World Wide Web, including a computer and modem.
By using the HomeLoansLocal.com web site, including any applets, software,
and content contained therein, you agree that use of the Service is entirely
at your own risk. THE SERVICE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY
KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY
FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED
THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, HomeLoansLocal.com
DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (1) ANY
WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF
INFORMATION, PRODUCTS OR SERVICES AND (2) ANY WARRANTIES OF TITLE, WARRANTY
OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR
INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION,
DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS,
COMMUNICATION LINE FAILURE, THEFT OR
DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD,
WHETHER FOR BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY
OTHER CAUSE OF ACTION. NEITHER HomeLoansLocal.com NOR ANY OF ITS EMPLOYEES,
AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS
SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT,
INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE
OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF
ANY WARRANTY. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION
OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION
MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF
HomeLoansLocal.com, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES,
AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE
GREATEST EXTENT PERMITTED BY SUCH STATE LAW.
HomeLoansLocal.com is the owner and/or authorized user of any trademark,
registered trademark and/or service mark appearing at this Web Site, and is
the copyright owner or licensee of the content and/or information on this
Web Site including but not limited to any screens appearing at the Site. You
may not download and/or save a copy of any of the screens except as
otherwise provided in these Terms of Service, for any purpose. However, you
may print a copy of the information on this Site for your personal use or
records. If you make other use of this Site, except as otherwise provided
above, you may violate copyright and other laws of the United States, other
countries, as well as applicable state laws and may be subject to penalties.
does not grant any license or other authorization to any user of its
trademarks, registered trademarks, service marks, or other copyrightable
material or other intellectual property, by placing them on this Web Site.
HomeLoansLocal.com reserves the right to change any information on this Web
Site including but not limited to revising and/or deleting features or other
information without prior notice. Clicking on certain links within this Web
Site might take you to other web sites for which HomeLoansLocal.com assumes
no responsibility of any kind for the content, availability or otherwise.
(See "Links from and to this Website" below.) The content presented at this
Site may vary depending upon your browser limitations.
HomeLoansLocal.com has no obligation to monitor the Service. However, you
acknowledge and agree that HomeLoansLocal.com has the right to monitor the
Service electronically from time to time and to disclose any information as
necessary or appropriate to satisfy any law, regulation or other
governmental request, to operate the Service properly, or to protect itself
or its users. HomeLoansLocal.com will not intentionally monitor or disclose
any private electronic-mail message unless required by law.
HomeLoansLocal.com reserves the right to refuse to post or to remove any
information or materials, in whole or in part, that, in its sole discretion,
are unacceptable, undesirable, inappropriate or in violation of these Terms
Links from and to this Web Site:
You acknowledge and agree that HomeLoansLocal.com and any of its website
co-branding providers have no responsibility for the accuracy or
availability of information provided by linked sites. Links to external web
sites do not constitute an endorsement by HomeLoansLocal.com or its website
co-branding providers of the sponsors of such sites or the content,
products, advertising or other materials presented on such sites.
HomeLoansLocal.com is taking reasonable measures, to ensure that your
personal information is disclosed and/or sold only to mortgage brokers
Loan or Lender Areas of the Web Site:
HomeLoansLocal.com and all participating lenders and brokers do not
guarantee a response to your application for a free mortgage analysis.
HomeLoansLocal.com reserves the right to change any information at this Site
including but not limited to revising and/or deleting loan products or loan
related information as offered by participating lenders without prior
notice. The user is further advised that unless otherwise stated to the
user, nothing contained in this web site is an offer, promise or otherwise,
either to make a specific loan or that any participating lender or broker
will make any loan for any purpose or on any specific terms. All loan
related decisions are made by the lender or broker in the course of its
normal business and any applicable loan offerings are made to qualified
applicants in separate loan documents which are required by applicable state
and federal laws of the United States of America. Loans may only be made to
residents or states where participating lenders or brokers are licensed or
authorized to make such loans. By offering their loans on this Web Site,
lenders are not attempting to make loans outside their authorized states or
country. HomeLoansLocal.com and its participating lenders reserves the right
to discontinue the offering of loan products in any specific state through
this Web Site. You acknowledge and agree that HomeLoansLocal.com and its
participating lenders shall not be liable or responsible should confidential
information belonging to the user be intercepted and subsequently used by an
The Terms of Service and the relationship between you and HomeLoansLocal.com
shall be governed by the laws of the State of North Carolina without regard
to its conflict of law provisions. You and HomeLoansLocal.com agree to
submit to the personal and exclusive jurisdiction of the courts located
within the state of North Carolina.
The failure of HomeLoansLocal.com. to exercise or enforce any right or
provision of the Terms of Service shall not constitute a waiver of such
right or provision. If any provision of the Terms of Service is found by a
court of competent jurisdiction to be invalid, the parties nevertheless
agree that the court should endeavor to give effect to the parties'
intentions as reflected in the provision, and the other provisions of the
Terms of Service remain in full force and effect. You agree that regardless
of any statute or law to the contrary, any claim or cause of action arising
out of or related to use of the Service or the Terms of Service must be
filed within one (1) year after such claim or cause of action arose or be
We reserve the right to refuse service to anyone for any reason.